Obtain Credit Report


Use this letter format to write to credit report companies to obtain a copy of your credit report. Most companies need to know the following: 1) Current address as well as your address(es) for the previous two years; 2) Social security number; 3) Former/changed name, for example your maiden name; 4) Date of birth; 5) Telephone number; 6) Current employer; 7) A check or money order to pay for the service. (Sometimes the service is free. Check with the individual companies to make sure you send the right amount.)

If you do not want to write a letter, the companies also have toll-free numbers that you may call to obtain a copy of your credit report. (Equifax: [800] 997-2493; Experian: [888] 397-3742; Transunion [800] 916-8800.)



1000 Any Street
Any City, Anystate 10001
October 4, 1998


Credit Report Company
1000 Anystreet
Anytown, Anystate 12345

Dear Sir or Madam:

Please send a copy of my credit report to the above address. I have enclosed a check for eight dollars for this service. My social security number is: 000-00-0000, and my date of birth is: 01-02-60. I have lived at the above address for over two years. If you need further information before you are able to send the report, please call me at (303)111-1111.

Thank you.

Sincerely,




Jane Doe

Back to OWL Letters Page