Debt Dispute
Sometimes it is necessary to inform creditors that you do not owe them the money they are asking for. Be sure to name the specific reason or reasons why you are not responsible for the debt.
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1001 Any Street Collections Department To Whom It May Concern: I am writing to dispute the following bill you are attempting to collect: account number 1234567. I am disputing the bill because this account belongs to my former wife and the account was opened after our divorce was final. I am not responsible for any of her debts after November 1, 1997. Please return this bill to the creditor immediately and remove any "sent to collection agency" notation on my credit file. If you have any questions, please write to me at the above address or call me at (303)111-1111. Thank you for your quick attention to this matter. Sincerely, John Doe |